Issues
The world’s population uses the major shopping platforms, and their easy-to-use payment journeys are becoming the norm. If they don’t want to impact their conversion rate, retailers must keep pace by responding to new consumer expectations:
Whether B2B or B2C, poor management of online payment channels and methods can have a number of a number of impacts:
Solution
Find out how CentralPay meets your challenges
In addition
Companies and businesses with high average basket are faced to constraints of credit card limits and SEPA transfer processing delays. Thanks to Open Banking, a new online payment method is emerging to address these issues: the payment initiation service.
The payment settings (amount, recipient IBAN, etc.) are sent by the merchant to the customer’s bank. In this way, a pre-filled SEPA bank transfer is subject to validation by the customer in his banking app. The merchant is instantly informed of the transfer acceptation, is not limited to a certain amount and benefits from secure payment, with no dispute risk.
Learn all about the CentralPay online payment solution
CentralPay makes it easy to accept credit card payments (CB, Visa, Mastercard, American Express) in Euros, Pounds, US Dollars and Swiss Francs.
The solution also covers other online payment methods: bank transfers, SEPA direct debits, payment initiation, as well as payments by Apple Pay and Google Pay.
It does not handle cash or cheques.
You receive and view your transactions in real time on your CentralPay account. The funds collected are then transferred to your bank account on a daily, weekly or monthly basis.
CentralPay offers two recurring payment services by credit card or SEPA direct debit:
Due dates are settled as and when debits are made, and include a retry system to automate debt collection in case of failure.
CentralPay fees include :
Integration can be:
For remote payments, it is also possible to send payment links by email / SMS from the CentralPay Backoffice.
Tell our sales teams about your project and your payment volumes.
We'll send you a feasibility analysis and an appropriate pricing proposal.
Our technicians will guide you through our API documentation to get your integration up and running quickly and smoothly.
CentralPay is an Electronic Money Institution authorized by the Banque de France through the French Prudential Supervision and Resolution Authority (CIB 17138).