The CentralPay direct debit payment solution enables you to create SEPA mandates in less than a minute and automatically debit your customers' bank accounts.
Mandate
Collect your customers' personal information and bank details in less than a minute from a secure online form.
Your customer signs the mandate electronically by entering the code received on his phone. The mandate is saved on your CentralPay account and will be available to validate a future direct debit payment in just 1 click.
Payment automation
When paying in installments or by subscription, you can set the frequency of new attempts that CentralPay will automatically make on your behalf in the event of a failed direct debit.
Debt collection is automated and the platform informs you in real time if necessary.
Customer journey
Collect and send your customers' banking and personal details to the CentralPay API, or use the Smart Collection module to integrate a complete direct debit payment journey, without any technical effort.
All about CentralPay direct debit payment solution
SEPA is the European Union's initiative to simplify and harmonize bank transfer payments, direct debits and credit card payments in euros within the 30 member countries of the European Economic Area.
Among the SEPA payment method, SDD (SEPA Direct Debit) is the direct debit system that enables creditors to collect payments from their debtors in accordance with SEPA rules. A SEPA direct debit payment and an SDD payment therefore correspond to the same service.
A distinction is made between SDD Core and SDD B2B:
SDD payment offers several advantages:
A customer has 13 months from the date the account is debited to contest a direct debit payment. In this case, the merchant will have to pay a fee of up to €20 to cover those charged by CentralPay's bank for each refused transaction.
CentralPay is an Electronic Money Institution authorized by the Banque de France through the French Prudential Supervision and Resolution Authority (CIB 17138).
