Simplify the management of single or recurring direct debit payments
Collect from your customers individually, in a single installment, without committing to a recurring mandate. A simple, secure alternative to bank transfers or cheques, you pre-register bank details for potential future settlement.
Payment of individual or exceptional invoices
Payment in arrears, post-delivery...
Collection after validation of a quotation/purchase order
Professional and private payments
Support for fixed and variable periodicity
Compatible with special models (freemium, discount...)
Generate, send and sign dematerialized direct debit mandates effortlessly
Collect your customer’s bank details in less than a minute via a secure online form.
To guarantee the identity of the signatory, we combine e-signature with a reinforced authentication system: a single-use code is sent by SMS to secure validation of the mandate.
All signed mandates are automatically stored in a secure hosted environment. You can access them at any time and reuse them with a single click for future direct debits.
Each direct debit mandate is kept for 36 months after the last transaction.
A direct debit solution to boost your performance
Schedule direct debits according to your business rules (on order, end of month, 15 days after delivery, etc.). Ideal for companies with variable billing cycles.
Automate follow-up and communication tasks. When a due date approaches, the customer is informed and then debited according to the terms of the mandate.
Set up retry attempts in case of failure. You decide when and how often CentralPay will automatically retry.
E-commerce
Marketplace
Invoices
Debt collection
CentralPay makes direct debit payment simple and affordable for everyone
High conversion
SDD is not subject to the limit and expiry dates that apply to cards.
Automated management
Processing tasks are fully automated (customer communication, retry....).
Low cost
Direct debit payment involves no administration costs (with the exception of disputes).
For all targets
Widely used, sampling is suitable for both professional and private customers.
Optimum experience
Once the mandate has been signed, no action is required on the part of the customer, with no time limit.
Assuredly secured
Bank-to-bank payment without sharing sensitive data: customer reassurance.
Go further in automating your processes by connecting your tools to CentralPay
SEPA is the European Union's initiative to simplify and harmonize bank transfer payments, direct debits and credit card payments in euros within the 30 member countries of the European Economic Area.
Among the SEPA payment method, SDD (SEPA Direct Debit) is the direct debit system that enables creditors to collect payments from their debtors in accordance with SEPA rules. A SEPA direct debit payment and an SDD payment therefore correspond to the same service.
A distinction is made between SDD Core and SDD B2B:
SDD payment offers several advantages:
A customer has 13 months from the date the account is debited to contest a direct debit payment. In this case, the merchant will have to pay a fee of up to €20 to cover those charged by CentralPay's bank for each refused transaction.
CentralPay is an Electronic Money Institution authorized by the Banque de France through the French Prudential Supervision and Resolution Authority (CIB 17138).
