Choose a French and independent payment institution

Our expertise

Help you exploit the full potential
of digital payments

In an ever-changing world, CentralPay helps you to automate your collection and transfer processes.

A modular technological environment, providing agility and security

Authorizations to ensure cost and value chain control

In-depth knowledge of the challenges facing a complex sector
sector

Technology

A high-performance, agile, fully in-house technological infrastructure

Aware that the choice of a payment partner is crucial to the success and growth of your projects, the CentralPay platform is designed to align with your objectives and IT environments (modular, urbanised micro-services architecture).

API-first and backed by tried-and-tested open source standards, the technological environment is entirely in-house (development, certification, testing, operation and security) to provide a high level of scalability, resilience and agility.

Illusration qui montre le code d'une payment request

Regulations

A mastered regulatory base

In order to control the compensation and exchange of data flows on a European and international scale, CentralPay is committed to obtaining approvals.

Directive sur les Services de Paiement 2 (DSP2)

logo de la directive sur les services de paiement (DSP2)
CentralPay est conforme à la 2ème Directive sur les Services de Paiements qui impose notamment des exigences en matière d’authentification forte et de protection des données.

PCI-DSS

CentralPay obtient annuellement la certification la plus élevée possible en matière de sécurisation des données bancaires et prévention de la fraude ; la norme PCI DSS de niveau 1.

Consulter le certificat de conformité  >

EBA CLEARING & EPC

En qualité de membre de l’European Payment Council et sa connexion à l’EBA CLEARING, CentralPay intègre les schémas européens des règlements SEPA afin d’émettre et de recevoir des virements et prélèvements depuis ses propres IBAN et IBAN virtuels.

Réseau SWIFT

logo SWIFTConnecté au réseau SWIFT, messagerie la plus acceptée à l'échelle mondiale, CentralPay est en mesure d’échanger des flux financiers internationaux avec la plupart des banques et institutions financières participantes.

Visa, Mastercard, Cartes Bancaires, American Express

logos de 4 réseaux de cartes : Mastercard, Cartes Bancaires, Visa et American Express
CentralPay est accrédité auprès des grands réseaux de cartes, afin d’optimiser les parcours et la conversion des paiements de tous ses utilisateurs.

Know-how

A team of payment services experts

CentralPay is committed to healthy growth, enabling users to be supported on a daily basis by stable teams who are experts in their field (compliance, electronic payments, security, etc.).

In line with the pace of change in the B2B, B2C and C2C payments environment, we are fully committed to delivering your projects, without compromise and over the long term.

collaborateurs CentralPay qui travaillent ensemble sur un projet

Platforms

Become de payment service provider agent

Like many business solutions publishers and European platforms, integrate and distribute regulated payment services to your users, backed by the expertise of an accredited payment institution.

Integration of a robust payment platform that complies with current regulations

Full control of the contracting and onboarding process for new merchants

Technical, commercial and legal support from a dedicated CentralPay team

History

Over 20 years of expertise at your service

2002

Creation of the CentralPay payment institution, in Tours

2007

The platform is certified PCI-DSS Level 1

2015-2017

Complete platform overhaul

2019

CentralPay became a Payment and Electronic Money Institution

2022

CentralPay turns 20!

2023

SEPA STEP2 membership

2023

SWIFT Member

Meeting

The management team
of CentralPay

Guillaume Ponsard
Founder President
Anthony Mabilleau
Chief Executive Officer
Alina Alistarh
Risk and Back Office Department
Victor Derrier
Development Department

Valérie Leperlier-Roy
Legal and Compliance Department

Natacha Pedroso
Operations Department

!

Hiring

A dozen positions to fill

The jobs in fintech are varied and exciting:
KYC/KYB Analyst, Developer, Ops, Customer Success Manager, Account Manager…

Frequently asked questions

All about the CentralPay payment institution

The execution of an online payment may require the intervention of several third parties:

  • A payment gateway is the intermediary service responsible for collecting, processing, and transmitting payment data between the customer and the acquiring bank. This technical device is a bridge guaranteeing the transmission and security of transaction information.
  • A Payment Service Provider (PSP) is a player regulated by the Banque de France, which combines the functions of payment gateway and payment processor.

CentralPay operates its services from a French datacenter. The equipment and services operated on these two sites are fully redundant: Tier III datacenter design, ISO 27001 & PCI DSS Level 1 standards, triple induction Telecom, storage bays and Active/Active environment between the two sites, on-site technical teams...

This highly secure environment enables CentralPay to deliver a contractual SLA of 99.9% with an RPO (maximum data loss) of maximum 60 seconds and an RTO (recovery time) of maximum 15 min.

Unlike banks, payment institutions are not authorized to invest their customers' funds.

In addition, as an authorized E-money and Payment Institution, CentralPay is legally obliged to keep all account holders' funds in a protective account, guaranteeing their security. In the event of a banking panic, users would get their money back almost instantly.

It's a design and development approach centered on the creation of a robust, consistent and well-documented Application Programming Interface (API), which ensures communication with other different applications and services.

Rather than building an infrastructure with a specific user interface, the First CentralPay API promotes reusability, scalability and flexibility, enabling the software to evolve smoothly over time and be easily integrated by users.