Your bank transfer payments
in complete simplicity

CentralPay facilitates the collection and processing of your customer transfers,
so that your teams can concentrate on what’s important.

Talk to an expert

See our pricing

Improve

payment experience

Automate

associated management

Reduce

operating costs

Accept all
bank transfer payments

Whether you’re settling invoices or making online transactions, it’s easy for your customers to pay by bank transfer.

Classic transfer

Receive instant or standard transfers, immediately reconciled and updated in your tools, for perfect, real-time visibility of your customer collections.

Compatible with EBICS protocol

Adapted to professional and individual payments

Omnichannel (online, remote and in-store)

Pay by Bank

Send bank transfer requests to your customers, within their banking area. You fill in the amount, your IBAN and your references for them, so that all they have to do is confirm the transfer.

Compatible with EBICS protocol

Adapted to professional and individual payments

Omnichannel (online, remote and in-store)

See the service

Stop reconciling
your bank transfers

Each incoming transfer is automatically identified, traced and reconciled.

Virtual IBANs

Generate a dedicated IBAN for each customer and a unique reference for each group of invoices. On receipt of the transfer, CentralPay automatically identifies the issuer and reconciles the invoice for you, even in the event of a reference error.

The result: your team becomes more efficient, and your processing costs are drastically reduced.

Processing engine

Automate the processing of incoming transfers using customized rules: reconciliation by amount or by reference, alerts and decision support in the event of anomalies, refund of overpayments.

Reduce manual intervention and improve responsiveness, so that your team can concentrate on complex or strategic tasks.

Bank transfer

For all payment paths

A bank transfer solution to enhance your performance.

E-commerce

Marketplace

Payment on order

Accept all online payments by card, bank transfer and direct debit

Invoices

Debt collection

Payment in arrears

Collect, dun and reconcile your customer receivables effortlessly

Advance payment

Subscription

Installment

Due date payment

Automate payment in several installments and reduce unpaid bills

Turn your transfers
into performance drivers

CentralPay makes paying by bank transfer easy and affordable for everyone.

For you
Get paid more and better, effortlessly

Reliability & conversions
Unlike cards, payment by bank transfer is successful in 99.9% of cases.

Up to 15x cheaper
For merchants, credit transfers are a real lever for reducing operational costs.

Easier management
In addition to transfers, we offer a range of services to automate processing, reconciliation and transfers.

For your customers
An unrivalled payment experience

For all target groups
Whether you're a professional or a private customer, the transfer can be adapted to your needs and the size of your basket.

Assuredly secured
Bank-to-bank payment without sharing sensitive data: customer reassurance.

Ever smoother payment flows
A range of innovative transfer payment facilities, without manual input or friction.

New

Instant transfers, the new standard in e-commerce?

Read the article

Simple to integrate

Go further in automating your processes by connecting your tools to CentralPay.

A dedicated portal for your finance teams

CentralPay provides a user portal and a file exchange service (CSV, banking formats, etc.) to enable your teams to use our solutions today, without any development.

Talk to an expert

All our payment services in your business solutions

Automate data exchanges by connecting CentralPay to your internal/partner tools via API (ERP, information systems, electronic invoice platforms, etc.) and be notified in real time.

View documentation

Questions boxes

Bank transfer solution

Here are the answers to the questions we often receive.

Easy Wallet is available to all companies registered in Europe that collect and transfer payments on behalf of third parties: B2B, B2C or C2C marketplaces, crowdfunding, crowdlending or crowdequity platforms, as well as retail networks.

Toggle Content

Under the Directive on Payment Services 2 (PSD2), which regulates platforms operating on behalf of third parties, three options are possible:

Be a registered Payment Institution with the ACPR: This accreditation allows you to manage your collections and transfers in total autonomy. However, it requires sufficient financial, human and technical resources to be and remain in line with the regulator’s requirements.
Applying for an authorization exemption: There are exceptional grounds for obtaining an exemption from the ACPR, for example in the case of “limited range of products and services” or “limited network of acceptors”.
Use a Payment Service Provider (PSP): Platforms can manage their transactions using the payment services of an Authorized Institution such as CentralPay. These Payment Service Provider Agents are supported by their Payment Institution on various subjects: compliance with the regulations governing Payment Services (regulation, reporting, AML/CTF, etc.), removal of technical barriers and validation of financial plans to collect and transfer their transactions.

Toggle Content

Your bank transfer paymentsin complete simplicity

Accept allbank transfer payments