Your credit card payments
smooth and secure

CentralPay makes accepting card payments simple, secure and tailored to every customer journey

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See our pricing

Improve

payment experience

Increase

your conversion rate

Limit

operating costs

Accept all
online card payments

✅ #543 - Internet order confirmed

+ €50,00 (card)

Card networks
Cartes Bancaires, Visa, Mastercard and American Express

Payment modes
Single and recurring

Payment facilities
Apple Pay, Google Pay, one-click et multi-card

Omnichannel
Online, remote and in-store

Currencies
Euro (EUR), Pound (GBP), Dollar (USD) and Swiss Franc (CHF)

Your payment tunnel
designed to convert

With or without a website, offer a payment experience that reflects your image

Integrate unique payment pages

Generate your form, integrate it into your online sales tunnel or share it in your customer communications (emails or sms). Boost your conversions with a payment page that’s easy to use, fluid and reassuring for your customers.

Optimized experience for all devices

Compatible and customizable for all journeys

Hosted or API-integrated payment page

See the service

Send secure payment links

Edit your payment link templates by email, SMS or QR Code, then simply send them to your customers. Remote or local, there’s no better way to get paid fast.

Automated monitoring of payment progress

Compatible and customizable for all journeys

Service available from backoffice or integrated via API

See the service

Offer your debtors a dedicated space

Offer each of your customers a hosted online portal, providing secure online payment execution, payment storage and communication with you.

Monitoring of collections made and pending

Centralization of payment histories and activities

Hosted or API-integrated payment page

See the service

Streamline the management
of recurring card payments

Each specific activity can collect payments with CentralPay

Subscription

Set up your payment plans, authenticate cardholders and let payments flow automatically.

Installment

Divide an amount into several installments and automate payments according to the defined plan, to reduce the financial pressure on your customers.

Card imprint

Check the validity and type of your customers' bankcard before recording their imprint for a deferred debit.

Pre-authorisation / deposit

Make sure of your customers' solvency, and block funds for up to 30 days before debiting them partially or completely.

Credit card payment

For all sales contexts

A credit card payment solution to enhance your performance

E-commerce

Marketplace

Payment on order

Accept all online payments by card, bank transfer and direct debit

Invoices

Debt collection

Payment in arrears

Collect, dun and reconcile your customer receivables effortlessly

Advance payment

Subscription

Installment

Due date payment

Automate payment in several installments and reduce unpaid bills

Turn the credit card
a performance driver

CentralPay makes card payments easy and affordable for everyone

For you
Get paid more and better, effortlessly

Fast access to funds
As the capture is instantaneous, the account is funded within 24 hours.

Flexible
The use of credit cards is just as effective for one-off payments as it is for recurring payments.

For all targets
Strong authentication reduces the risk of disputes and the associated cost of chargebacks.

For your customers
An unrivalled payment experience

For all targets
Widely used, the card is suitable for transactions under €2,000.

Optimal experience
The card offers several innovative payment facilities (Apple Pay, Google Pay, one-click...).

High level of security
The PCI-DSS standard and the strong authentication protocol ensure a high level of security.

New

5 questions to understand American Express payment

Read the article

Simple to integrate

Go further in automating your processes by connecting your tools to CentralPay.

A dedicated portal for your finance teams

CentralPay provides a user portal and a file exchange service (CSV, banking formats, etc.) to enable your teams to use our solutions today, without any development.

Talk to an expert

All our payment services in your business solutions

Automate data exchanges by connecting CentralPay to your internal/partner tools via API (ERP, information systems, electronic invoice platforms, etc.) and be notified in real time.

View documentation

Questions boxes

Our credit card
payment solution

CentralPay enables you to accept remote payments by major credit card schemes (Cartes Bancaires, Visa, Mastercard, American Express...) and major currencies.

Card fees, known as Interchange+, include all commissions deducted from the merchant's credit card payment transactions:

Interchange fee, charged by the cardholder's bank.
Card Scheme Fees, charged by the bank card networks (CB, Visa, Mastercard, etc.).
Service fees, invoiced by CentralPay to operate the platform and associated services. These fees vary according to collection volumes and payment options chosen.

Find out more about CentralPay pricing >

Yes. This payment method is particularly suitable for recurring payments:

By subscription, for companies with a recurrent billing model: daily, weekly, monthly, annual…
Installment, for merchants willing to allow their customers to pay in installments, while automating the debt collection process.

There are several advantages to credit card payment:

Speed: When you pay by credit card, the capture is carried out instantly, guaranteeing that your account will be funded within 24 hours.
Accessibility: Widely used worldwide, credit cards are particularly suitable for transactions under €2,000.
Bank-assured solvency: If the cardholder does not have enough funds, your account will still be credited with the amount of the transaction.
Low dispute rate: The strong authentication protocol minimizes the risk of customer disputes and the associated chargeback costs.

Find out more about the 3DSecure 2.0 protocol >

A wide range of payment facilities: The bankcard offers customers a wide range of payment features (Apple and Google Pay, multi-card, 1-click, etc.).
Quick and easy integration: Whether hosted or integrated, a credit card payment form is relatively easy to integrate into your site.

Find out more about Smart Form payment page >

There are 3 types of operation:

Bank authorization: Inquiry with the cardholder's bank to verify the availability of funds. A valid authorization allows the merchant to capture the requested amount for up to 7 days.
Capture: Card debit based on authorization or pre-authorization. The funds are insured, but the actual debit takes place during interbank clearing.
Debit: Movement of funds from the cardholder's bank to the merchant's account. Usually executed after a validated authorization, but can be deferred for specific payments or variable amounts.

The 3DS protocol secures and validates the cardholder's identity, limiting the risk of card disputes. Nevertheless, other incidents may prompt a customer to contest a transaction: failure to provide service, lack of consent, non-compliant service, etc.

When a dispute occurs, CentralPay is notified of the disputed payment and will inform you as well. You then have 20 calendar days to send proof of delivery/consent/quality of service. A judgment is then issued to determine the dispute outcome:

Win: You are successful, the outstanding amount has been rejected. The funds will be refunded to you.
Lost: You are unsuccessful, and the unpaid balance is retained. The funds cannot be refunded.

Your credit card paymentssmooth and secure

Accept allonline card payments

✅ #543 - Internet order confirmed

+ €50,00 (card)

Your payment tunneldesigned to convert

Integrate unique payment pages

Send secure payment links

Offer your debtors a dedicated space

Streamline the managementof recurring card payments

Subscription

Installment

Card imprint

Pre-authorisation / deposit

For all sales contexts

Payment on order

Payment in arrears

Due date payment

Turn the credit carda performance driver

For youGet paid more and better, effortlessly

For your customersAn unrivalled payment experience

5 questions to understand American Express payment

Simple to integrate

A dedicated portal for your finance teams

All our payment services in your business solutions

Our credit cardpayment solution

What types of cards are accepted?

What are the fees associated to credit card payment?

Is the credit card payment solution suitable for recurring payments?

What are the advantages of credit card payment?

What banking operations make up a credit card transaction?

What happens in the event of a card dispute?

Your credit card payments
smooth and secure

Accept all
online card payments

Your payment tunnel
designed to convert

Streamline the management
of recurring card payments

Turn the credit card
a performance driver

For you
Get paid more and better, effortlessly

For your customers
An unrivalled payment experience

Our credit card
payment solution