Collect payments more easily

Whether you’re paying invoices or making online transactions, CentralPay optimizes the collection and processing of your customer payments.

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See our pricing

Improve

payment experience

Automate

management processes

Reduce

operationnal costs

Our approach

All your payment collections, in one place

A single account connected to your tools, centralizing your customer payments.

A payment solution
tailored to your business model

Effortlessly manage and automate one-off and recurring customer payments.

Single payment

Accept one-off payments, using your customers' preferred methods (credit card, bank transfer or SEPA direct debit).

Subscription

Set up your subscriptions, register credit cards or SEPA mandates, and debit your customers on the agreed due dates.

Installment

Divide a payment into several installments, debit your customers automatically and retry if they fail.

Accept all customer payments

Manage and automate your single and recurring transactions using high-performance payment methods.

Credit card

Accept payments by card (CB, Mastercard, Visa and American Express) or via Apple Pay and Google Pay. Also benefit from innovative card facilities: by subscription, installments, secure imprint or pre-authorization.

Instant bank transfer

CentralPay generates and presents a different virtual IBAN to each of your customers. This means that when CentralPay receives a bank transfer, it identifies the sender and automatically reconciles the invoice for you, even if the reference number is incorrect.

Direct debit

Collect contact details and create mandates in just a few seconds using our online form. Then CentralPay debits your customers according to your subscription models, in installments or individually as your invoices progress.

Payment initiation service

Send instant transfer requests to your customers, directly into their banking application. You fill in the amount, your IBAN, and your references for them, so they only have to validate the bank transfer.

Diversify your
customer payment paths

With or without a website, collect payments easily.

Create unique payment pages

Generate your own personalized payment page, integrate it into your website or share it in your customer communications (emails or sms).

Send secure payment links

Edit your payment link templates (email, SMS or QR Code), then send them via the API or the CentralPay BackOffice.

Offer your debtors a dedicated space

Offer each of your customers an online portal to settle their invoices, manage their current payments and communicate with you.

And the best part?

Fully automated
management

Define automatic rules, and speed up
the collection and processing of your customer payments.

Intelligent payment reminders

New sampling attempts, if unsuccessful

Help with payment reconciliation (invoice / order)

Customer notifications and internal alerts

See automation services

Over a hundred companies improve their efficiency with CentralPay

Let’s get started

What is your payment path?

E-commerce

Marketplace

Payment on order

Accept all online payments by card, bank transfer and direct debit

Invoices

Debt collection

Payment in arrears

Collect, dun and reconcile your customer receivables effortlessly

Advance payment

Subscription

Installment

Due date payment

Automate payment in several installments and reduce unpaid bills

Simple to integrate

Go further in automating your processes by connecting CentralPay to your tools.

A dedicated portal for your finance teams

CentralPay provides a user portal and a file exchange service (CSV, banking formats, etc.) to enable your teams to use our solutions today, without any development.

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All our payment services in your business solutions

Automate data exchanges by connecting CentralPay to your internal/partner tools via API (ERP, information systems, electronic invoice platforms, etc.) and be notified in real time.

View documentation

CentralPay connects to the tools you already use

Do you manage
of third-party entities collections?

Discover our multi-company payment management services.

Easy Wallet
Payment transfer solution

Open collection accounts for your third parties (merchants, affiliates, franchisees...) and automate their payments with CentralPay.

Discover the solution

Question boxes

Payment solutions for companies

Here are the answers to the questions we often receive

No. A payment account differs from a bank account in several aspects:

Regulations: The Banque de France distinguishes between bank accounts, opened by a credit institution, and payment accounts, opened by a payment institution.

Purpose and use: A bank account offers banking services such as loans, savings products or asset management services, unlike a payment account, which is designed to simplify the supervision of cash receipts (the funds are then paid back regularly into the holder's bank account).

Fees and associated costs: Banks charge fixed fees (account maintenance, overdraft, etc.), while payment institutions generally charge per transaction received.

Find out more about CentralPay pricing >

The CentralPay payment solution offers several advantages:

Total automation of your collection journey, between customizable payment pages according to your customer profiles, programmable links, payment reminders and intelligent notifications.
Collection optimization, with lettered payment links for seamless traceability and accounting reconciliation of your operations.
Financial and human gains, staff are dedicated to strategic financial tasks and less to manual account check and reconciliation.

The balance of the CentralPay payment account cannot be negative.

To make a repayment, you must have sufficient funds in your account. In some cases, it may be mandatory to keep a portion of your funds in reserve in your account, which guarantees the availability of funds in the event of a refund or dispute.

Each CentralPay payment account, backed by an online payment API, is associated with a unique French IBAN, enabling you to receive SEPA credit transfers and direct debits on your account, in addition to traditional card payments.

What's more, CentralPay's membership of the SEPA network means you benefit from repeated updates several times a day. You'll see your customers' transfers and direct debits arrive in just a few hours. You'll see your customers' transfers and direct debits arrive in just a few hours.

Collect payments more easily

All your payment collections, in one place

A payment solutiontailored to your business model

Single payment

Subscription

Installment

Accept all customer payments

Credit card

Instant bank transfer

Direct debit

Payment initiation service

Diversify yourcustomer payment paths

Create unique payment pages

Send secure payment links

Offer your debtors a dedicated space

Fully automatedmanagement

What is your payment path?

Payment on order

Payment in arrears

Due date payment

Simple to integrate

A dedicated portal for your finance teams

All our payment services in your business solutions

Do you manageof third-party entities collections?

Easy WalletPayment transfer solution

Payment solutions for companies

Is the CentralPay payment account a bank account?

What is “intelligent collection”?

What does an IBANized payment account offer?

What is CentralPay's refund policy?

A payment solution
tailored to your business model

Diversify your
customer payment paths

Fully automated
management

Do you manage
of third-party entities collections?

Easy Wallet
Payment transfer solution